Here is what we have spent trying to get pregnant naturally for the last year:
1 year of prenatal vitamin--$20/month x 12 months = $240
6 months of ovulation prediction kits--$20/month x 6 months = $120
4 bottles of Robitussin to increase CM--$8/bottle x 4 = $32
2 pregnancy tests (with negative results)--$15 for one pack = $15
6 months of therapist appointments to deal with stress and anxiety of not getting pregnant while others around us do so seemingly effortlessly--$75/visit x 2 visits per month x 6 months = $900
1 office visit with OB/GYN at the 1 year mark--$15 copay = $15
1 progesterone test at the 1 year mark (normal results)--unexpectedly covered by insurance= $0
1 sperm count test at the 1 year mark (above normal results)--a surprisingly low $25 = $25
Total Cost of One Year of Infertility = $1,347
Here are the possible costs to pursue further fertility treatment:
1 initial consultation visit at the fertility clinic (not covered by insurance)--$400-$500
Tests, ultrasounds, lab-work (not covered by insurance)--$400-$500
Possible ovulation induction, if I am not ovulating correctly (not covered by insurance)--$700-$900 per cycle
Possible artificial insemination, if W's swimmers aren't swimming (not covered by insurance)--$300-$600 per cycle
Possible in-vitro fertilization, if nothing else works (definitely not covered by insurance)--$10,000+ per cycle
Total Cost of Possible Fertility Treatments = anywhere from $1,800 to $2,500 to $15,000 per cycle.
Here are the possible costs for adoption:
Foster Care Adoptions | $0 - $2,500 |
Licensed Private Agency Adoptions | $5,000 - $40,000+ |
Independent Adoptions | $8,000 - $40,000+ |
Facilitated/Unlicensed Adoptions | $5,000 - $40,000+ |
Intercountry Adoptions | $7,000 - $30,000 |
Total Costs to Pursue Adoption = anywhere from $0 to $40,000
Yearly income for both W and I = $50,000
Discretionary money after mortgage, bills, and debt are paid = $500/month (if we are lucky)
Amount of years it will take us to save to pay for fertility treatment or adoption = anywhere from 4 months to 6.5 years
Age we will be in 6.5 years = 39 years old
End result of having a baby = priceless?
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